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🇿🇦 SOUTH AFRICA EVERYDAY SUITE · SOLVER.AFRICA/ZAJohannesburg · Cape Town · Durban · Pretoria
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Everyday Tools that Make Life Work in South Africa.

From beating municipal prepaid electricity Block 2 penalties in Joburg and Cape Town, to dialing Capitec, FNB, TymeBank, or SASSA SRD shortcodes in one tap, to verifying your SARS net pay and auditing payday loans against the National Credit Act.

01 · Power & Municipal Prepaid Solver (Johannesburg)Block 1: R3.11/kWh → Block 2: R3.89/kWh

City Power Johannesburg (Prepaid Residential) — Token Units & Block Penalty Calculator

Includes R200+15% VAT prepaid residential network surcharge; Block 2 kicks in above 350 kWh/mo.

Exact Units You Receive
405.7 kWh
for R1,500
Block 1 vs Block 2 Split
100 kWh / 306 kWh
Threshold: 350 kWh/mo
Units Lost to Block 2 Jump
-76.7 kWh
Buy on the 1st of next month to avoid
Sunsynk + LiFePO4 Solar Payback (ZAR)

Escape Eskom & Municipal Tariff Hikes

Monthly Municipal Bill Saved:R1,575/mo
Estimated Full Payback:43 Months (3.6 yrs)
02 · SARS 2026/27 PAYE & UIF Solver

Exact Monthly Take-Home Pay (ZAR)

SARS PAYE Tax:-R3,951
UIF (1% capped at R177.12):-R177.12
Medical Scheme Tax Credit:+R728
Net Take-Home Pay:R25,472
03 · National Credit Act (NCA) Auditor

Payday & Mashonisa Fee Cap Unmasker

NCA Legal Max Repayment:R4,804
True Annualized APR:487% APR
NCA Compliance Verdict:ILLEGAL (+R796 over cap)
04 · Rental Housing Act Solver

Tenant Deposit Interest Calculator

Under Section 5(3)(d) of the SA Rental Housing Act, landlords must invest your deposit in an interest-bearing account and refund all interest to you.

Initial Deposit Paid:R14,250
Mandatory Accrued Interest:+R1,989
Legal Refund Due at Exit:R16,239
05 · Offline-Ready South Africa USSD Directory

One-Tap Banking, Telecoms, Eskom & SASSA SRD Dialer

Capitec BankBanking
Capitec Cellphone Banking (Pay, Prepaid, Cash Send)

Works on any SA network; requires your 5-digit mobile banking PIN.

*120*3279#
FNB (First National Bank)Banking
FNB Cellphone Banking & eWallet Menu

Send eWallet, buy prepaid electricity tokens, or check available balance.

*120*321#
Standard BankBanking
Standard Bank USSD & Instant Money Voucher

Manage accounts, buy airtime/electricity, and generate Instant Money vouchers.

*120*2345#
Absa BankBanking
Absa Cellphone Banking & CashSend

Instant balance inquiry, electricity token purchase, and CashSend.

*120*2272#
NedbankBanking
Nedbank USSD Money & Send-iMali

Send-iMali cash transfers, prepaid bundles, and account balances.

*120*001#
TymeBankBanking
TymeBank Everyday Banking & GoalSave

Zero-monthly-fee account management and PnP/Boxer TymeCode generation.

*120*543#
Vodacom SATelecoms
Vodacom All-In-One Balance, Just4You & Bundles

Check airtime/data balance or dial *123# for personalized Just4You discounted bundles.

*135#
MTN South AfricaTelecoms
MTN SA Balance, BozzaGigs & MoMo

Dial *136# for balances, *142# for BozzaGigs specials, or *120*151# for MTN MoMo.

*136#
Telkom MobileTelecoms
Telkom Mobile Mo'Nice & Data Bundles

Dial *123# for Mo'Nice personalized data deals or *188# for balance check.

*180#
SASSACivic & Grants
SASSA SRD R370 Grant Status & Payment Verification

Official SASSA USSD portal (also *134*7737#) to verify SRD grant status and bank details.

*120*69277#
EskomPower & Municipal
Eskom MyEskom Fault Logging & Account Status

Spells *120*MYESKOM# — log area power faults and check meter reference status.

*120*6937566#